Tuesday, October 22, 2019

Privacy

FACTS

WHAT DOES TIB-THE INDEPENDENT BANKERSBANK, A STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history
  • Account balances and account transactions
  • Payment history and wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons TIB chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does TIB share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call (800) 288-4842 or go to www.mybankersbank.com

Who we are  
Who is providing this notice? TIB-The Independent BankersBank, a State Bank
What we do
How does TIB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information.
How does TIB collect my personal information? We collect your personal information, for example, when you
  • apply for a loan or give us your contact information
  • show your driver’s license or open an account
  • provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • TIB does not share information with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • TIB does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include companies that provide marketing services on our behalf and other financial institutions with which we have joint marketing agreements.
Other important information

TIB-The Independent BankersBank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against TIB-The Independent BankersBank should contact the Texas Department of Banking through one of the means indicated below:

In Person or US Mail:

2601 North Lamar Boulevard, Suite 300, Austin Texas 78705-4294
Telephone No: (877) 276-5554
Fax No: (512) 475-1313
E-mail: consumer.complaints@dob.texas.gov
Website: https://www.dob.texas.gov

11701 Luna Road Farmers Branch, Texas 75234 | Phone Numbers: (888) 776-4TIB (4842) or (972)-969-4810 | FAX (972)-969-1670
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